Structured Asset & Business Finance
Income-Producing Assets & Operating Businesses
Bourgeon Ventures provides access to a non-dilutive, asset-backed capital solution designed for established, income-producing assets and operating businesses. The program enables owners to unlock liquidity and optimise balance sheets without equity dilution, loss of control, or forced asset sales.
This structure is suited to owners of operating assets and cash-generative businesses seeking capital for expansion, optimisation, refinancing alternatives, or strategic repositioning, where traditional bank debt may be restrictive and private equity misaligned.
Capital is deployed through a secured, institutionally structured lending framework, prioritising enforceability, downside protection, and disciplined execution.
Eligible Asset & Business Profile
The funding is suitable for operational, income-generating assets and businesses with demonstrable revenue and control clarity, including:
Producing mining and resource assets
Income-producing mineral properties (including NI 43-101 compliant assets)
Operating royalties and concession interests
Income-generating land, infrastructure and real-asset portfolios
Established operating companies with recurring revenue
Asset-backed businesses with tangible or contract-secured cash flows
Businesses supported by long-life concessions, licences, or offtake agreements
Asset-heavy operating platforms requiring balance-sheet optimisation
Clear ownership and governance
Jurisdictional and regulatory suitability
Verifiable historical income
Structural and control readiness
Underwriting Philosophy
The funding does not underwrite speculative growth or forward projections.
Instead:
The underlying asset or business platform remains the primary source of security
Existing income is treated as supportive credit enhancement, not the sole basis of risk
Conservative assumptions are applied to protect durability across cycles
This approach allows capital deployment without intrusive operational interference or restrictive cash-flow covenants.
Asset-backed, non-dilutive secured lending
Designed for income-producing assets and businesses
No speculative trading or market exposure
No reliance on aggressive growth forecasts
Institutional enforceability and downside protection
Defined entry, control and exit mechanics
"Funding becomes meaningful when it is anchored in real performance. Revenue-producing businesses and assets provide the certainty that transforms capital from speculation into strategy."
Positioning Statement
This Funding is designed for income-producing assets and operating businesses, providing asset-backed, non-dilutive capital that preserves control, prioritises enforceability and supports long-term value creation.
Asset-backed and revenue-producing business finance has become one of the fastest-growing segments of global capital markets. The asset-based finance market now exceeds several trillion dollars globally, while private credit alone has grown to approximately $3 trillion and continues to expand rapidly. Investors increasingly favour income-generating assets, infrastructure, hospitality and operating businesses as they provide predictable cash flow, stronger collateral profiles and more resilient returns compared to speculative investments.
This summary is provided for informational purposes only and does not constitute an offer, solicitation, or commitment to provide financing. All transactions remain subject to internal approval, legal review and compliance requirements.
We act strictly as introducers to potential funding partners. All investment decisions must be based on independent evaluation. We do not provide financial advice and all representations regarding the project are to be verified directly with the funder. Due diligence is the sole responsibility of the interested parties.
How the Structure Works
- Asset / Business Review & Intake
Owners submit an application and supporting documentation. Assets and businesses are reviewed for income stability, ownership clarity, jurisdiction, collateral quality and enforceability. - SPV & Collateral Control Framework
Approved assets or business interests are contributed into a Special Purpose Vehicle (SPV) created solely to isolate and secure the collateral.
- Temporary majority control is held at SPV level only, for the duration of the loan
- Control is protective and contractual, not managerial
- The owner retains full operational control of the business or asset
- Capital Deployment
Funding is deployed only after execution of definitive documentation and satisfaction of all conditions precedent. Timelines follow institutional standards.
- Repayment & Control Reversion
Repayment is structured via:
- Cash flows generated by the asset or business
- Hybrid mechanisms aligned with operating performance
Upon full repayment, control of the SPV automatically reverts to the owner, and all protective provisions unwind.
What This Structure Is, and Is Not
This is:
- A secured lending solution for operating assets and businesses
- Non-dilutive capital preserving ownership and control
- Asset-first, income-supported financing
- Institutionally structured and enforceable
This is not:
- An equity investment or change-of-control transaction
- A speculative or yield-driven product
- A development or venture capital facility
- A guaranteed or automatic approval program
Strategic Benefits for Owners
- Unlock liquidity without selling equity
- Preserve control and long-term upside
- Avoid restrictive bank covenants
- Optimise capital structure without refinancing pressure
- Maintain operational autonomy
Further information is provided exclusively to qualified counterparties, subject to NDA and compliance review.
Engagement & Next Steps
Bourgeon Ventures acts as a structuring and access partner for this Structured Asset & Business Finance Program. We do not deploy capital directly. Funding is provided by an institutional capital partner following successful qualification, structuring and internal approval.
Engagement begins with an initial suitability assessment to determine whether the asset or business aligns with the program’s underwriting and structural criteria. Where appropriate, Bourgeon Ventures supports counterparties through positioning, documentation readiness and coordination prior to any formal introduction to the funding partner.
Further information is provided exclusively to qualified parties and is subject to the execution of a Non-Disclosure Agreement (NDA) and completion of relevant compliance and due diligence requirements.